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CEMAC’s Virtual Card Revolution: How Payment Institutions Engineered Regulatory Workarounds for Global Commerce
The Strategic Play A significant shift is underway within the financial technology landscape in the Central African Economic and Monetary Community (CEMAC). Two telecom-powered giants—MTN’s Mobile Money Corporation (MoMo) and Orange Cameroon’s Orange Money (OM), both licensed Payment Service Providers (PSPs)—have announced the imminent launch of virtual prepaid cards enabled by global payment leaders Mastercard and Visa, respectively. […]
CEMAC Extractive Sector: Evolving Obligations on Forex Repatriation & Site Restoration Funds
Executive Summary Since 2018, the Bank of Central African States (BEAC) and CEMAC authorities have implemented a stringent and rapidly evolving regulatory framework governing foreign exchange and site restoration funds for the extractive sector. Initial broad repatriation and domiciliation rules have crystallized into high-stakes obligations—most notably a mandatory 35% repatriation rate on export proceeds and […]
Central African Economic and Monetary Community (CEMAC): Q3 2025 Commodity Price Trends and Regulatory Implications
This Client Alert analyses the latest commodity price data released by the Bank of Central African States (BEAC), highlighting impacts on regulatory frameworks, investment activity, and cross-border trade within the CEMAC region. Executive Summary BEAC’s Q3 (July-August-September) 2025 data reveals continued declines in the Composite Commodity Price Index, though the rate of decrease has moderated. […]
5 Key Regulatory and Market Developments in CEMAC’s E-Money Sector: A 2023 Retrospective and 2025 Outlook (FinTech & Payments Practice)
This memorandum analyses the 2023 annual report on payment services issued by the Bank of Central African States (BEAC). BEAC’s 2023 annual data reflects a market entering a pivotal phase of maturity, characterised by accelerated transactional growth and shifting consumer behaviour. These developments present not only significant opportunities but also complex regulatory challenges for market […]
CLIENT ALERT: BANKING – FINANCE: THE BANK OF CENTRAL AFRICAN STATES (BEAC)’S FINANCIAL REGULATORY UPDATE
28 October 2025 BEAC Launches FCFA 800 Billion Liquidity Injection: Strategic Implications for Financial Institutions and Corporate Treasuries in the CEMAC Region Executive Summary On 28 October 2025, BEAC announced a significant one-week liquidity injection of CFA 800 billion via a variable rate tender with a reinforced minimum bid rate of 4.50%. This move highlights BEAC’s continued commitment […]
New Legal Framework on Human Biological Material in Cameroon
On July 15, 2025, the President of the Republic enacted Law No. 2025/009, establishing a comprehensive legal regime governing the donation, removal, transplantation, storage, and destruction of human biological material in Cameroon. This landmark legislation addresses long-standing legal voids surrounding organ donation, tissue transplantation, stem cell banking, and biobank regulation. 1. Scope and Applicability The […]
Cameroon’s Mobile Money Revolution: FinTech Trends Powering Financial Inclusion and Growth
Every year, the Telecommunications Regulatory Board (ART) releases the Observatory of the Electronic Communications Market in Cameroon—a powerful barometer that tracks the nation’s telecom and ICT evolution. The 2023 edition shines a spotlight on a key sector reshaping Cameroon’s digital economy: Mobile Financial Services (MFS). What Are Value-Added Services (VAS), and Why Do They Matter? In […]
Corporate Tax Deductions: New Tax Deductibility Rules for Accounting and Tax Services in Cameroon
The 2025 Finance Law has introduced new tax deductibility rules in Cameroon, impacting the use of foreign accounting and tax services. These changes aim to enhance tax efficiency, prevent base erosion and profit shifting (BEPS), and promote local expertise within the CEMAC region. Key Changes in Corporate Tax Deductions Effective January 1, 2025, fees paid […]
Strengthening Digital Integration: How the 2025 Decision will Affect Payment Services Providers Operating in Cameroon
In a landmark move towards building a more integrated, secure, and efficient digital ecosystem, the Minister of Post and Telecommunications of Cameroon issued the Decision of 04 April 2025, creating a National Electronic Communications Aggregation Platform (NECAP) and establishing the procedures for public Payment Services Providers Operating in Cameroon to access the said platform. This decisive step marks […]
Frequently Asked Questions on Liquor Licenses in Cameroon (Sale of Alcoholic and Non-Alcoholic Beverages)
Each license has its own application process, regulatory requirements, and fee structure.
